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Hurricanes, winter storms, and snowmelt are common (but often overlooked) causes of flooding. |
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You may be eligible to purchase flood insurance as long as your community participates in the National Flood Insurance Program. |
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It takes 30 days after purchase for most flood policies to take effect, so it's important to buy insurance before the floodwaters rise. |
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Recent NFIP statistics show about 25% of all claims paid by the NFIP are for policies in moderate-to-low risk communities. |
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When your community participates in the Community Rating System (CRS), you can qualify for an insurance premium discount of up to 45%. |
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